The Ethics behind Life Settlements

Ben Mohr LLC of California Leads Ethically

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At Ben Mohr LLC, we believe that reputation is earned through everyday choices and we believe putting the client first - is key. We strive to maintain independence and objectivity and look to represent both you and our agency in the best manner.

Our clients come first.

The team at Ben Mohr LLC takes the utmost care when handling and negotiating on behalf of their clients. Life insurance settlements once transacted are life insurance policies owned by investors on the lives of unrelated individuals and therefore are deemed high yielding in many cases. The responsibility of Ben Mohr and his team is to walk their clients through a fair and well-transacted plan - explaining every step of the process so the client is well informed and a part fo the decision-making process.

Life Settlements are in fact ethical from both parties perspective in that it’s a responsible investment that aids in a necessary offering for patrons who can either no longer afford the insurance they’ve spent so much time and money buying in to or it no longer deems beneficial for them - you can read more about the reasons you may sell your life insurance.

Ben Mohr LLC Educates You on Future Financial Goals

As for the investor, Ben Mohr LLC of California says, “Life Settlements give the investor the opportunity to look at carrying out the policy, or buying out the policyholder which in turn helps relieve potential financial strain for the policyholders and provides fair market value for policyholders.”

Ben Mohr LLC breaks down ethicality from the investor’s perspective even farther, “the investor isn’t looking to benefit from the death of the policyholder, instead, they are investing in statistical averages.” As far as the policyholder they were potentially burdened with a structure of insurance they no longer needed and the process to sell their Life Insurance becomes positive.

Still unsure if you should sell your life insurance? Hesitation is okay. It’s healthy to weigh both decisions of selling or keeping.

The US Life Settlement market exists due to the lack of available cash in the life insurance product. Based on the Life Insurance market - the Life Settlement market arose to meet the need and demand for liquidity of policies.

Unfair pricing structures in the Life Insurance market have made it difficult for policyholders to continue to pay out of pocket and, “Creating a win-win for both parties, the seller and the investor at fair market value with high yielding potential makes the Life Settlement process a strong choice,” says Ben Mohr, LLC of California’s insurance market.

Ben Mohr, LLC and his team are here to walk you through the process with transparency, ethicality and most importantly - with you top of mind.